| Author Profile : |
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 | Author : | Dr. Nandkumar Laxman Kadam and Ranjit Dattatray Lidhade
| | Current Position : | | Associate Professor and HOD Commerce, Jaysingpur College, Jaysingpur, Dist. Kolhapur . | | Education : | | - | | Short Profile : | | Dr. Nandkumar Laxman Kadam is working as Associate Professor and HOD Commerce in Jaysingpur College, Jaysingpur, Dist. Kolhapur .
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