| Author Profile : |
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 | Author : | Dr. V. M. Bhandari and Mubeena Saheb
| | Current Position : | | Associate Professor & Head of the Department of Commerce. Shree Dharmasthala Manjunatheshwar College Honnavar. | | Education : | | - | | Short Profile : | | Dr. V. M. Bhandari is working as Associate Professor & Head of the Department of Commerce in Shree Dharmasthala Manjunatheshwar College Honnavar.
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