| Author Profile : |
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 | Author : | V.T.Naikar and Dr.Y.G.Baligatti
| | Current Position : | | Asst professor , Reseaerch scholar, Department of studies and Research in Commerce Rani Channamma University Belagavi. | | Education : | | - | | Short Profile : | | V.T.Naikar is working as Asst professor Reseaerch scholar at Department of studies and Research in Commerce Rani Channamma University in Belagavi. |
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