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| Article Name : | | | “REFORMS IN INSURANCE SECTOR IN INDIA - A EMPIRICAL STUDY” | | Author Name : | | | S.Bulomine Regi , Anthony Rahul Golden.S ,C.Eugine Franco | | Publisher : | | | Ashok Yakkaldevi | | Article Series No. : | | | ROR-673 | | Article : | |  | Author Profile | | Abstract : | | | Insurance sector reform in India is likely to increase insurance demand in the country. However the experience of several countries with financial reforms has been that savings have tended to go either way. Using a two-period model we show that in the short run, absent any income or productivity growth, private savings go unambiguously down since market based insurance replaces savings hitherto meant for self-insurance (the precautionary motive). Thus insurance is likely to edge out the precautionary component of savings. This paper deals with growth and modifications of Insurance sector in India. | | Keywords : | | - modifications,modifications
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