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Article Details ::
Article Name :
A COMPARATIVE ANALYSIS OF THE PERFORMANCE OF PUBLIC, PRIVATE AND FOREIGN BANKS IN POST REFORM ERA
Author Name :
Ombir , Sanjeev Bansal
Publisher :
Ashok Yakkaldevi
Article Series No. :
ROR-1819
Article :
Author Profile
Abstract :
The present paper investigates the performance of Indian banking industry across the different categories of banks during the post reform era using latest published data from RBI. The measurement of efficiency is done using non-parametric Data E nvelopment Analysis (DEA). Three different approaches viz., production approach, intermediation approach and value added approach have been employed to differentiate how efficiency scores vary with changes in inputs and outputs. The findings suggest a positive impact of deregulation measures on the efficiency of Indian banking industry. All categories of banks are found highly efficient in the study period. Foreign banks and nationalized banks emerge 100 per cent efficient under the all three approaches during the entire study period. It is also observed that public sector banks are operating as efficiently as private and foreign banks.
Keywords :
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