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| Article Name : | | | INTERLINKAGES BETWEEN FINANCIAL LITERACY AND FINANCIAL BEHAVIOR - AN INDIAN PERSPECTIVE. | | Author Name : | | | Prateek Bedi | | Publisher : | | | Ashok Yakkaldevi | | Article Series No. : | | | ROR-1591 | | Article : | |  | Author Profile | | Abstract : | | | In recent years, the Indian govern- ment, particularly the Reserve Bank of India, has been aggressively working to increase levels of financial knowledge of the domestic population at large. This goal is similar to the one set out by Organization for Economic Co-operation and Development (OECD) to help consumers “develop skills and confidence to become aware of financial risks and opportunities, to make informed choices, to know where to go for help and to take effective actions to improve their overall financial well-being.” In light of these efforts, this paper deals with the issue of drawing out a relationship between two important fundamental constructs - Financial Literacy and Financial Behavior. Both these constructs are studied in conjunction with demographic characteristics to identify reasons for differences in levels of financial knowledge and kinds of financial behavior of the respondents. | | Keywords : | | - Financial Behavior
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