|
Article Details :: |
|
|
| Article Name : | | | ORIGIN AND EVOLUTION OF MICRO-FINANCE THROUGH SHG-BANK LINKAGE PROGRAMME IN INDIA | | Author Name : | | | Rajani Manikonda | | Publisher : | | | Ashok Yakkaldevi | | Article Series No. : | | | ROR-1132 | | Article : | |  | Author Profile | | Abstract : | | | In India with the inspiration of the Bangladesh Grameen Bank model the microfinance movement was formally launched in 1992 by the National Bank for Agriculture and Rural Development (NABARD) with a pilot project for linking SHGs with banks. After a hesitant beginning, the movement gathered momentum, largely due to the efforts made by NABARD. The main aim of the SHG-Bank Linkage Programme (SBLP) is to tap the potential of the SHG concept to bring banking services to the doorsteps of the poor, especially the women who have been ignored by the formal financial agencies in the past. The main objective of this present study is to examine the origin and evolution of microfinance through SHG bank linkage programme in India based on the secondary data. The study reveals that, eventhough there are up and downs in the growth rates there is a continuous improvement in the number of SHGs, bank linkage and refinance activities taken by the NABARD under SBLP. Commercial Banks have the highest share in SHGs loan disbursed and loans outstanding against SHGs followed by Regional Rural Banks (RRBs) and Co-operatives Banks during 2009-12. Majority of the beneficiaries from the SBLP programme are women. In India, credit was not distributed equally through the SBLP across all the regions. The southern region continuous to occupy the leading positionin the programme in terms of its share in credit linked SHGs as well as loan disbursement and outstanding. | | Keywords : | | - Loan disbursement and Loan outstanding
minoxidil forum open minoxidil 5 lekarna avodart not working site avodart not working stalevo 125 mg go stalevo dose abortion clinics in indiana go how expensive are abortions price of an abortion open medication abortion minoxidil forum open minoxidil 5 lekarna avodart not working site avodart not working stalevo 125 mg go stalevo dose
|
|
|
|