Certificate of Publication
ISSN NO  : 2249-894X             
Review Of Research Journal
International Recognition Research Journal
This is to certify that our Editorial, Advisory, and Review Board Accepted Research Paper of
Dr. /Shri. /Smt.: Dr. Pankaj Kumar Sharma
Topic:-PRESENT SCENARIO OF RETAIL SECTOR AND FINANCIAL INCLUSION
[ Assistant Professor, University Department of Commerce, Dr. Shyama Prasad Mukherjee University, Ranchi. ]
The Research paper is Original & Inovative it is Done Double Blind Peer Reviewed.
Authorised Signature
Ashok Yakkaldevi
Editor-in-Chief

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PRESENT SCENARIO OF RETAIL SECTOR AND FINANCIAL INCLUSION
certificate of Excellence in Reviewing
Awarded to
Dr. Pankaj Kumar Sharma

In recognition of an outstanding contribution to the quality of the journal