Certificate of Publication
ISSN NO  : 2249-894X             
Review Of Research Journal
International Recognition Research Journal
This is to certify that our Editorial, Advisory, and Review Board Accepted Research Paper of
Dr. /Shri. /Smt.: Sagi Rajkumar Varma
Topic:-RETAIL BANKING IN INDIA-CHALLENGES AND OPPORTUNITIESAHEAD
[ Ex-Principal , PriyadarshiniLokmanyaTilak Institute of Management Studies & Research, Digdoh Hills, Nagpur. ]
The Research paper is Original & Inovative it is Done Double Blind Peer Reviewed.
Authorised Signature
Ashok Yakkaldevi
Editor-in-Chief

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RETAIL BANKING IN INDIA-CHALLENGES AND OPPORTUNITIESAHEAD
certificate of Excellence in Reviewing
Awarded to
Sagi Rajkumar Varma

In recognition of an outstanding contribution to the quality of the journal